![]() Store your home inventory and related documents in a safe, easily accessible place online, on your computer or in a fire-proof box or safe deposit box. Download a home inventory checklist (PDF). Also note model and serial numbers.Ĭarefully photograph or videotape each item and document a brief description, including age, purchase price and estimated current value. Pull together copies of original sales receipts and/or appraisal documents. Your list should include celebration purchases like jewelry and art, as well as everyday leisure items such as televisions and guitars.ĭon't forget items you use rarely such as holiday decorations, sports equipment, tools, etc. Group your possessions into logical categories, i.e., by hobby, by room in your home, etc. Now is the time to make sure you have properly insured your 'stuff.'Ĭreating a simple home inventory helps you track what you own and what it is worth, making important insurance decisions easier. But research suggests more than half of consumers do not have an inventory of their possessions. In recent years severe weather disasters across the country have inflicted more than $43 billion in damage. Whether you live in tornado alley, wildfire zones or along coastlines prone to flooding and hurricanes – now is the time to properly insure your home and possessions. Everyone needs protection against liability for accidents that injure other people or damage their property. Those who rent need insurance to protect their furniture and personal property. Homeowners need to purchase insurance to protect their homes and personal property. Home insurance is important for both homeowners and renters.
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